- Introduction
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Mortgage Brokers
Getting Free CalHFA Leads | Homebuyer Education | Sales Tools & Marketing Materials
How to Process a CalHFA Loan if you are a Mortgage Broker
As a mortgage broker it is required that you work through a CalHFA approved wholesale lender to process a CalHFA loan. The following is a list of CalHFA approved wholesale lenders and primary contacts who offer our products:
11 Mortgage
Brian Tofsly
email: btofsly@elevenmortgage.com
phone: 858.774.0272
Broker Approval Department
email: BrokerApproval@elevenmortgage.com
phone: 800.707.4611 (800.707.Go11)
Bay Valley Mortgage Group
Shane Park
1 Centerpointe Drive Suite 330
La Palma, CA 90623
email: shane@pacbaylending.com
phone: 714.367.5125
Data Mortgage Inc.
DBA Essex Mortgage
Shirley Endresen, Director of Wholesale Sales
email: Shirley@essexmortgage.com
phone: 714.318.9666
Land Home Financial Services, Inc.
Mark Sheridan
email: mark.sheridan@lhfs.com
phone: 800.398.0865
LoanStream Mortgage a DBA of OCMBC, Inc.
Serene Vernon, COO
email: svernon@lsmortgage.com
phone: 949.679.6853
Mortgage Management Consultants
DBA: MMC Wholesale
Tom Hamilton
email: tom@mmclending.com
phone: 661.949.2002
Mountain West Financial
NorCal Region
Janell Howell
email: Janell.howell@mwfinc.com
phone: 916.217.8257
SoCal Region
Shannon Kaufman
email: Shannon.kaufman@mwfinc.com
phone: 909.648.7255
Paramount Residential Mortgage Group, Inc.
Theresa Smith
email: tsmith@prmg.net
phone: 951.547.6466
Provident Bank Mortgage
NorCal
David A. Seaton
email: dseaton@myprovident.com
phone: 925.621.2645
SoCal
Christina Hosseini
email: chosseini@myprovident.com
phone: 909.912.0950
RMK Financial Corp DBA Majestic Home Loan
Amanda Granados
email: creditdept@mhlmtg.com
phone: 909.912.7135
Royal Pacific Funding Corporation
email: info@royalpacificfunding.com
phone: 949.771.0000
Stearns Lending, LLC
Tanya Hall
Program Administrator
email: thall@stearns.com
phone: 503.616.9299
Brian Herbert
Regional Vice President –Nor Cal with part of So Cal
email: bherbert@stearns.com
phone: 310.433.5711
Delfino Aguilar
Regional Vice President – Central California, So Cal and San Diego
email: daguilar@stearns.com
phone: 619.726.0377
Erin Futterer
Regional Vice President – So Cal, Inland Empire, San Diego
email: efutterer@stearns.com
phone: 714.287.6291
Thrive Mortgage, LLC
James Duncan
Marketing Manager
email: James.duncan@thrivemortgage.com
Getting Free CalHFA Leads
If you are interested in CalHFA's Preferred Loan Officer and LEADS Program please visit the LEADS Program page or contact Sharyl Silva at 916.326.8687.
Homebuyer Education Requirement
CalHFA firmly believes that homebuyer education and counseling is critical to the success and happiness of a homeowner, and requires homebuyer education and counseling for first-time homebuyers using a CalHFA program.
Who has to take this Homebuyer Education and Counseling course?
Only one occupying first-time borrower on each loan transaction.
How do I take this education and counseling course?
- ONLINE: eHome's eight-hour Homebuyer Education and Counseling course is the only online course accepted by CalHFA. (fee: $99) Other online courses like Frameworks are not acceptable because they do not provide a one-hour, 1-on-1 counseling follow-up session.
- IN-PERSON: face-to-face Homebuyer Education and Counseling through NeighborWorks America or any HUD-Approved Housing Counseling Agency
(fee: varies by agency)
Sales Tools & Marketing Materials
CalHFA produces many collateral pieces to both inform California homebuyers and help our lending partners with the CalHFA process. Many of the pieces are in downloadable format for convenient printing. Take a look at what we have to offer!
Visit the Sales Tools & Marketing Materials page for details.
Loan Scenario Calculator
The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.
File Review Status
Updated 01/22/2019| Loans in line | Review Date | |
|---|---|---|
Compliance |
13 | Jan. 22 |
In Suspense |
0 | Jan. 22 |
Post-closing
| Loans in line | Review Date | |
|---|---|---|
MyHome/ |
4 | Jan. 22 |
In Suspense |
7 | Jan. 22 |
News & Updates
Dates for January & February Lender Training have been posted
Program Bulletin #2019-02 - New Borrower's Affidavit and New Restriction on Non-Occupant Co-Signors
Program Bulletin #2019-01 - CalHFA to Use Lender's Credit Qualifying Income
Enews announcements can be found on our Archived Page
For suspense items, refer to our MAS
Files in suspense status will only be reviewed once all suspense items are uploaded into MAS. Files are reviewed in date order and are given a rush review.
Tips for Doc Draw & Closing:
