How to Process a CalHFA Loan if you are a Mortgage Broker
As a mortgage broker it is required that you work through a CalHFA approved wholesale lender to process a CalHFA loan. The following is a list of CalHFA approved wholesale lenders and primary contacts who offer our products:
EVP of Wholesale
Banc One Mortgage Corporation
Bay Valley Mortgage Group
7390 Lincoln Way
Garden Grove, CA 92841
Equity Prime Mortgage, LLC
SVP, TPO Underwriting
Hometown Equity Mortgage, LLC
West Coast Divisional Vice President of Sales, Wholesale Sales
East Coast Director of Wholesale Sales 7 Operations, Team Express / Team Now
Michael Turturro, President email: firstname.lastname@example.org
Kind Lending, LLC
Delfino Aguilar, SVP TPO Production email: DAguilar@Kindlending.com
Mission Loans Wholesale
EVP, Capital Markets
Mortgage Management Consultants, Inc.
MMC Wholesale Representative
New Wave Lending Group, Inc.
Ony Glo, Inc. dba Capitalend Home Loans; LoanLock Prime
VP of Production/Sales
Paramount Residential Mortgage Group
Northern California Region:
Southern California Region:
Alex Del Haro
Pacific Residential Mortgage, LLC
Plains Commerce Bank
Chris Vinson, CEO of Mortgage
Right Start Mortgage, Inc.
Sierra Pacific Mortgage
SVP Wholesale – West
Sun West Mortgage Company, Inc.
phone: 800.453.7884, ext. 7358
Getting Free CalHFA Leads
If you are interested in CalHFA's Preferred Loan Officer and LEADS Program please visit the LEADS Program page or contact Catherine Relyea at 916.326.8077.
Homebuyer Education Requirement
CalHFA firmly believes that homebuyer education and counseling is critical to the success and happiness of a homeowner, and requires homebuyer education and counseling for first-time homebuyers using a CalHFA program.
Who has to take this Homebuyer Education and Counseling course?
Only one occupying first-time borrower on each loan transaction.
How do I take this education and counseling course?
- ONLINE: eHome's eight-hour Homebuyer Education and Counseling course is the only online course accepted by CalHFA. (fee: $99) Other online courses like Frameworks and HomeView are not acceptable because they do not provide a one-hour, 1-on-1 counseling follow-up session.
- IN-PERSON or VIRTUAL: Live Homebuyer Education and Counseling in-person or virtually though NeighborWorks America or any HUD-Approved Housing Counseling Agency
(fee: varies by agency)
Helpful Marketing Materials
CalHFA produces many collateral pieces to both inform California homebuyers and help our lending partners with the CalHFA process. Many of the pieces are in downloadable format for convenient printing. Take a look at what we have to offer!
Visit the Sales Tools & Marketing Materials page for details.
The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.
Dates for December Lender Training have been posted
Program Bulletin #2023-12 - CalHFA allocated additional funding for the CalHFA ADU Grant Program
Program Bulletin #2023-11 - Change in Extension Fees on CalHFAâ€™s First Mortgage Loan Products
Program Bulletin #2023-10 - CalHFA to Expand Temporary Buydown Options
Latest eNews Announcements
eNews 10/27/23: California Housing Finance Agency Director Elected to National Board; Agency Earns Two Awards
eNews 10/26/23: CalHFA Board of Directors Approves Next Rounds of ADU and Dream For All programs
eNews 10/13/23: CalHFA's October Update With Eric Johnson
eNews announcements can be found on our Archived Page