How to Process a CalHFA Loan if you are a Mortgage Broker
As a mortgage broker it is required that you work through a CalHFA approved wholesale lender to process a CalHFA loan. The following is a list of CalHFA approved wholesale lenders and primary contacts who offer our products:
Broker Approval Department
phone: 800.707.4611 (800.707.Go11)
Bay Valley Mortgage Group
1 Centerpointe Drive Suite 330
La Palma, CA 90623
Data Mortgage Inc.
DBA Essex Mortgage
Shirley Endresen, Director of Wholesale Sales
Land Home Financial Services, Inc.
LoanStream Mortgage a DBA of OCMBC, Inc.
Serene Vernon, COO
Mortgage Management Consultants
DBA: MMC Wholesale
Paramount Residential Mortgage Group, Inc.
RMK Financial Corp DBA Majestic Home Loan
Royal Pacific Funding Corporation
Stearns Lending, LLC
Regional Vice President –Nor Cal with part of So Cal
Regional Vice President – Central California, So Cal and San Diego
Regional Vice President – So Cal, Inland Empire, San Diego
Thrive Mortgage, LLC
Getting Free CalHFA Leads
If you are interested in CalHFA's Preferred Loan Officer and LEADS Program please visit the LEADS Program page or contact Sharyl Silva at 916.326.8687.
Homebuyer Education Requirement
CalHFA firmly believes that homebuyer education and counseling is critical to the success and happiness of a homeowner, and requires homebuyer education and counseling for first-time homebuyers using a CalHFA program.
Who has to take this Homebuyer Education and Counseling course?
Only one occupying first-time borrower on each loan transaction.
How do I take this education and counseling course?
- ONLINE: eHome's eight-hour Homebuyer Education and Counseling course is the only online course accepted by CalHFA. (fee: $99) Other online courses like Frameworks are not acceptable because they do not provide a one-hour, 1-on-1 counseling follow-up session.
- IN-PERSON: face-to-face Homebuyer Education and Counseling through NeighborWorks America or any HUD-Approved Housing Counseling Agency
(fee: varies by agency)
Helpful Marketing Materials
CalHFA produces many collateral pieces to both inform California homebuyers and help our lending partners with the CalHFA process. Many of the pieces are in downloadable format for convenient printing. Take a look at what we have to offer!
Visit the Sales Tools & Marketing Materials page for details.
The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.
File Review StatusUpdated 08/23/2019
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News & Updates
Dates for August & September Lender Training have been posted
Program Bulletin #2019-19 - Extension Fee Reduction on CalHFA's First Mortgage Loan Products
Program Bulletin #2019-18 - Correction to recent Program Bulletin on HUD 184 Loan Option to CalHFA's FHA Loan Program
Program Bulletin #2019-17 - Fannie Mae's Lender Letter LL-2019-06 effect on CalHFA
Enews announcements can be found on our Archived Page