How to Process a CalHFA Loan if you are a Mortgage Broker
As a mortgage broker it is required that you work through a CalHFA approved wholesale lender to process a CalHFA loan. The following is a list of CalHFA approved wholesale lenders and primary contacts who offer our products:
Broker Approval Department
phone: 800.707.4611 (800.707.Go11)
Bay Valley Mortgage Group
1 Centerpointe Drive Suite 330
La Palma, CA 90623
Brokers Solutions DBA/Kind Lending
phone: 800.450.2010 Ext. 4370
Essex Mortgage a dba of Data Mortgage, Inc.
Shirley Endresen, Director of Wholesale Sales
Land Home Financial Services, Inc.
LoanStream Mortgage a dba of OCMBC, Inc.
Serene Vernon, COO
MMC Wholesale a dba of Mortgage Management Consultants
N2Funding a dba of Equity Prime Mortgage
Paramount Residential Mortgage Group, Inc.
Majestic Home Loans a dba of RMK Financial Corporation
Royal Pacific Funding Corporation
Stearns Lending, LLC
Bond Program Administrator
Regional Vice President –Nor Cal with part of So Cal
Regional Vice President – Central California, So Cal and San Diego
Regional Vice President – So Cal, Inland Empire, San Diego
Thrive Mortgage, LLC
Getting Free CalHFA Leads
If you are interested in CalHFA's Preferred Loan Officer and LEADS Program please visit the LEADS Program page or contact Catherine Relyea at 916.326.8077.
Homebuyer Education Requirement
CalHFA firmly believes that homebuyer education and counseling is critical to the success and happiness of a homeowner, and requires homebuyer education and counseling for first-time homebuyers using a CalHFA program.
Who has to take this Homebuyer Education and Counseling course?
Only one occupying first-time borrower on each loan transaction.
How do I take this education and counseling course?
- ONLINE: eHome's eight-hour Homebuyer Education and Counseling course is the only online course accepted by CalHFA. (fee: $99) Other online courses like Frameworks are not acceptable because they do not provide a one-hour, 1-on-1 counseling follow-up session.
- IN-PERSON: face-to-face Homebuyer Education and Counseling through NeighborWorks America or any HUD-Approved Housing Counseling Agency
(fee: varies by agency)
Helpful Marketing Materials
CalHFA produces many collateral pieces to both inform California homebuyers and help our lending partners with the CalHFA process. Many of the pieces are in downloadable format for convenient printing. Take a look at what we have to offer!
Visit the Sales Tools & Marketing Materials page for details.
The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.
News & Updates
Program Bulletin #2020-05 - CalHFA Subordinate Note & Deed of Trust Updates
Program Bulletin #2020-04 - MyHome Interest Rate Decreases to 2.50%
Program Bulletin #2020-03 - CalHFA Single Family Lending Continuity of Business Operations
Latest Enews Announcements
Enews 04/01/20: CalHFA is Open for Business
Enews 03/30/20: Lakeview Announcement C2020-08
Enews 03/27/20: Lakeview Announcement C2020-07
Enews announcements can be found on our Archived Page