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Mortgage Brokers
Getting Free CalHFA Leads | Homebuyer Education | Helpful Marketing Materials
How to Process a CalHFA Loan if you are a Mortgage Broker
As a mortgage broker it is required that you work through a CalHFA approved wholesale lender to process a CalHFA loan. The following is a list of CalHFA approved wholesale lenders and primary contacts who offer our products:
11 Mortgage
Thomas Michel
EVP of Wholesale
email: tmichel@elevenmortgage.com
phone: 469.409.1071
Banc One Mortgage Corporation
email:info@banconemortgage.com
phone: 949.537.3000
Bay Valley Mortgage Group
John Nielsen
7390 Lincoln Way
Garden Grove, CA 92841
email: Brokerapp@pacbaylending.com
phone: 714.367.5125
BluePoint Mortgage
Mark Matta
Managing Director/COO
email:mark@bluepointmtg.com
phone: 949.771.2305
Equity Prime Mortgage, LLC
Phil Brousseau
SVP, TPO Underwriting
email: pbrousseau@epm.net
phone: 404.689.6509
FlexPoint, Inc.
Dennis Wynant
Vice President
phone: 949.533.6898
direct: 949.418.1987
Gold Star Wholesale
Christian Butterfield
VP, TPO
email: cbutterfield@goldstarfinancial.com
phone: 972.544.6022
web: wholesale.goldstarfinancial.com
Hometown Equity Mortgage, LLC
Dee Schultz
West Coast Divisional Vice President of Sales, Wholesale Sales
email: dschultz@thelender.com
phone: 949.432.3777
Jeff Porfirio
East Coast Director of Wholesale Sales 7 Operations, Team Express / Team Now
email: jeffp@thelender.com
phone: 949.524.4928
Jet Mortgage
Michael Turturro, President
email: mt@jetmortgage.com
phone: 949.355.4454
Kind Lending, LLC
Delfino Aguilar, SVP TPO Production
email: DAguilar@Kindlending.com
phone: 619.726.0377
Loanstream Wholesale
email: inquiries@lsmortgage.com
phone: 800.760.1833
web: loanstreamwholesale.com
Mission Loans Wholesale
Dan Malouff
EVP, Capital Markets
email: dan.malouff@missionloans.com
phone: 704.771.9750
Mortgage Management Consultants, Inc.
Silvia Torres
MMC Wholesale Representative
email: Silvia@mmcwholesale.com
phone: 805.791.5410
New Wave Lending Group, Inc.
John Dang
Regional Sales
email: joinus@newwavelending.com
phone: 626.623.0038
Ony Glo, Inc. dba Capitalend Home Loans; LoanLock Prime
Patrick Ladkani
VP of Production/Sales
email: Patrick.ladkani@loanlock.com
phone: 714.677.8002
Paramount Residential Mortgage Group
Northern California Region:
Michelle Lilley
email:MLilley@prmg.net
phone: 408.772.6802
Southern California Region:
Alex Del Haro
email:ADelHaro@PRMG.NET
phone: 818.429.5370
Pacific Residential Mortgage, LLC
Terri Buckman
email: terri.buckman@pacresmortgage.com
phone: 925.822.5931
Plains Commerce Bank
Chris Vinson, CEO of Mortgage
email: cvinson@plainscommerce.com
phone: 605.681.2367
Right Start Mortgage, Inc.
David Williams
Vice President
email:dwilliams@rightstartmortgage.com
phone: 626.739.5305
Sierra Pacific Mortgage
Rob Saunders
SVP Wholesale – West
email:rob.saunders@spmc.com
phone: 949.346.5117
Sun West Mortgage Company, Inc.
email: broker@swmc.com
phone: 800.453.7884, ext. 7358
direct: 951.777.9722
Getting Free CalHFA Leads
If you are interested in CalHFA's Preferred Loan Officer and LEADS Program please visit the LEADS Program page or contact Catherine Relyea at 916.326.8077.
Homebuyer Education Requirement
CalHFA firmly believes that homebuyer education and counseling is critical to the success and happiness of a homeowner, and requires homebuyer education and counseling for first-time homebuyers using a CalHFA program.
Who has to take this Homebuyer Education and Counseling course?
Only one occupying first-time borrower on each loan transaction.
How do I take this education and counseling course?
- ONLINE: eHome's eight-hour Homebuyer Education and Counseling course is the only online course accepted by CalHFA. (fee: $99) Other online courses like Frameworks and HomeView are not acceptable because they do not provide a one-hour, 1-on-1 counseling follow-up session.
- IN-PERSON or VIRTUAL: Live Homebuyer Education and Counseling in-person or virtually though NeighborWorks America or any HUD-Approved Housing Counseling Agency
(fee: varies by agency)
Helpful Marketing Materials
CalHFA produces many collateral pieces to both inform California homebuyers and help our lending partners with the CalHFA process. Many of the pieces are in downloadable format for convenient printing. Take a look at what we have to offer!
Visit the Sales Tools & Marketing Materials page for details.
Loan Scenario Calculator
The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.
Dates for December Lender Training have been posted
Latest Bulletins
Program Bulletin #2023-12 - CalHFA allocated additional funding for the CalHFA ADU Grant Program
Program Bulletin #2023-11 - Change in Extension Fees on CalHFA’s First Mortgage Loan Products
Program Bulletin #2023-10 - CalHFA to Expand Temporary Buydown Options
Latest eNews Announcements
eNews 10/27/23: California Housing Finance Agency Director Elected to National Board; Agency Earns Two Awards
eNews 10/26/23: CalHFA Board of Directors Approves Next Rounds of ADU and Dream For All programs
eNews 10/13/23: CalHFA's October Update With Eric Johnson
eNews announcements can be found on our Archived Page