Mortgage Brokers

Getting Free CalHFA Leads | Homebuyer Education | Helpful Marketing Materials

How to Process a CalHFA Loan if you are a Mortgage Broker

As a mortgage broker it is required that you work through a CalHFA approved wholesale lender to process a CalHFA loan. The following is a list of CalHFA approved wholesale lenders and primary contacts who offer our products:

11 Mortgage
Thomas Michel
EVP of Wholesale
email: tmichel@elevenmortgage.com
phone: 469.409.1071

Banc One Mortgage Corporation
email:info@banconemortgage.com
phone: 949.537.3000

Bay Valley Mortgage Group
John Nielsen
7390 Lincoln Way
Garden Grove, CA 92841
email: Brokerapp@pacbaylending.com
phone: 714.367.5125

Equity Prime Mortgage, LLC
Phil Brousseau
SVP, TPO Underwriting
email: pbrousseau@epm.net
phone: 404.689.6509

FlexPoint, Inc.
Dennis Wynant
Vice President
phone: 949.533.6898
direct: 949.418.1987

Mission Loans Wholesale
Lorenzo Marin
Director of Operations
email: lmarin@missionloansws.com
phone: 855.959.4500 ext. 6392

Ony Glo, Inc. dba Capitalend Home Loans; LoanLock Prime
Patrick Ladkani
VP of Production/Sales
email: Patrick.ladkani@loanlock.com
phone: 714.677.8002

Paramount Residential Mortgage Group
Northern California Region:
Scott Alfstad
email:SAlfstad@prmg.net
phone: 916.350.0380

Southern California Region:
Chris Lampman
email:CLampman@prmg.net
phone: 714.343.7389

Right Start Mortgage, Inc.
David Williams
Vice President
email:dwilliams@rightstartmortgage.com
phone: 626.739.5305

Sierra Pacific Mortgage
Rob Saunders
SVP Wholesale – West
email:rob.saunders@spmc.com
phone: 949.346.5117

Sky Mortgage Wholesale a dba of Home Mortgage Alliance Corporation
Jonathan Byrne
Director of Underwriting
email: jonathan.byrne@homemac.com
phone: 714.673.6498

Sun West Mortgage Company, Inc.
email: broker@swmc.com
phone: 800.453.7884, ext. 7358
direct: 951.777.9722

Getting Free CalHFA Leads

If you are interested in CalHFA's Preferred Loan Officer and LEADS Program please visit the LEADS Program page or contact Catherine Relyea at 916.326.8077.

Homebuyer Education Requirement

CalHFA firmly believes that homebuyer education and counseling is critical to the success and happiness of a homeowner, and requires homebuyer education and counseling for first-time homebuyers using a CalHFA program.

Who has to take this Homebuyer Education and Counseling course?

Only one occupying first-time borrower on each loan transaction.

How do I take this education and counseling course?

ONLINE: eHome's eight-hour Homebuyer Education and Counseling course is the only online course accepted by CalHFA. (fee: $99) Other online courses like Frameworks and HomeView are not acceptable because they do not provide a one-hour, 1-on-1 counseling follow-up session.

IN-PERSON or VIRTUAL: Live Homebuyer Education and Counseling in-person or virtually though NeighborWorks America or any HUD-Approved Housing Counseling Agency
(fee: varies by agency)

Helpful Marketing Materials

CalHFA produces many collateral pieces to both inform California homebuyers and help our lending partners with the CalHFA process. Many of the pieces are in downloadable format for convenient printing. Take a look at what we have to offer!

Visit the Sales Tools & Marketing Materials page for details.

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News & Updates

Dates for December Lender Training have been posted

Latest Bulletins

Program Bulletin #2022-10 - Discontinuation of the Forgivable Equity Builder Loan

Program Bulletin #2022-09 - Forgivable Equity Builder Loan Updates to Combined-Loan-to-Value

Program Bulletin #2022-08 - Change in Extension Fees on CalHFA's First Mortgage Loan Products

Latest Enews Announcements

Enews 11/21/22: Program Bulletin #2022-10

Enews 10/19/22: Buydowns - Permanent & Temporary

Enews 10/18/22: Updated ADU Grant Term Sheet

Enews announcements can be found on our Archived Page