Program Bulletins

CalHFA Program Bulletins are addendums to the Lender Program Manual and important communication tools to our lending partners. These bulletins are provided in Adobe PDF format and require Adobe Reader to open and view them.

CalHFA's Lender Program Manual has moved to it's new location.

Program Bulletins - Current Year

2020 Program Bulletins
Bulletin # Title
#2020-11 Increased Conventional and Government Loan Limits Effective January 1, 2021
#2020-10 Maximum Debt-to-Income Ratio for All Borrowers Increasing to 45%
#2020-09 MyHome Interest Rate Decreases to 2.00%
#2020-08 Updated Income Limits for All CalHFA First and Subordinate Mortgages
#2020-07 Elimination of Sales Price Limits
#2020-06 Updated Debt-to-Income Ratio Requirements for All Borrowers
#2020-05 CalHFA Subordinate Note & Deed of Trust Updates
#2020-04 MyHome Interest Rate Decreases to 2.50%
#2020-03 CalHFA Single Family Lending Continuity of Business Operations
#2020-02 CalHFA to Offer Fannie Mae’s Homestyle Energy Loan Option on its Conventional Loan Programs
#2020-01 Changes to the MyHome and School Teacher and Employee Assistance Programs

Archived Program Bulletins, sorted by year
All Program Bulletins, sorted by subject
Archived Enews Announcements, sorted by year


Updates and changes will be announced from time to time via a Program Bulletin ("Program Bulletin" or "Program Bulletins") and Lenders should sign up for Enews announcements and monitor CalHFA’s website for specific Program Bulletin updates and changes to the Program Manual.

Whenever possible, CalHFA will provide its Lenders a five (5) business day notice via a CalHFA Program Bulletin or Enews announcement regarding program and policy changes.

Some exceptions may apply to the notification policy, such as daily interest rate announcements and changes directed by other state (e.g. State Treasurer’s Office), federal (e.g. GSEs, FHA) or private (e.g. Master Servicer and Mortgage Insurance provider) partners who have not allowed sufficient time for a 5-day notification.

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News & Updates

Dates for December Lender Training have been posted

Latest Bulletins

Program Bulletin #2022-11 - New CalHFA State Reporting Disclosure

Program Bulletin #2022-10 - Discontinuation of the Forgivable Equity Builder Loan

Program Bulletin #2022-09 - Forgivable Equity Builder Loan Updates to Combined-Loan-to-Value

Latest Enews Announcements

Enews 12/02/22: Change of Subscription Service

Enews 12/01/22: CalHFA subordinate loan program guideline reminders

Enews 11/21/22: Program Bulletin #2022-10

Enews announcements can be found on our Archived Page